Wildfires undoubtedly are one of the most challenging natural disasters, and when they occur, they create immense hardship for our farming and ranching families and greater rural communities.

Between high production costs, drought and other unpredictable market factors, there are many challenges facing those in the cattle industry. But one challenge no cattle producer wants to experience is when a buyer of cattle defaults on payment.

We are all familiar with the common stressors in agriculture. It’s easy to point to price swings, government regulations, land competition, weather and disease when we talk about stress on the farm.