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Dairy Forage Seminars, held in conjunction with the World Forage Analysis Superbowl, will once again provide further educational opportunities to World Dairy Expo attendees Wednesday, Oct. 3, through Saturday, Oct. 6.
Joy Hendrix has joined the Progressive Publishing team for the summer and will be working with the Progressive Forage and Progressive Cattleman teams as an editorial intern.
Don’t let a silage accident ruin this summer. Teach everyone on the farm about silage safety with free, new silage safety coloring books from Sealpro Silage Barrier Films and Connor Agriscience, now in both English and Spanish versions.
U.S. average alfalfa hay prices pushed to their highest levels in three years. Interest rates and fuel costs are on the rise, too. Harvest in some major hay areas was just getting underway due to weather-related delays. Here’s a look at the hay market with summer just around the corner.
In part 1 of “9 things your banker doesn’t want to hear,” we discussed praying really hard for rain, paying employees cash, winning the lottery, bouncing checks and balance sheets (all such fun topics, am I right?). But I promised you nine items; so true to my word, here are the rest of the things your banker doesn’t want to hear:
Financing a farm or ranch is usually stressful – no matter on which side of the banker’s desk you sit.
Earlier this year, ag economists noted shrinking commodity prices and the lowest ag incomes since the recession – all in the midst of a trade war with China. And now the Federal Reserve is ending a prolonged period of low interest rates, and as a result, banks pushed the fixed rate on farm loans to a five-year high of 5.6 percent.
Decisions.
Should I plant low-lignin alfalfa? Can I afford to hire another employee? Can I not afford to hire another employee? Should I buy the neighboring property? Can I justify a new rake? What about a hay barn? Is it time for me to sell out?
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Joy Hendrix has joined the Progressive Publishing team for the summer and will be working with the Progressive Forage and Progressive Cattleman teams as an editorial intern.
