Loans - Articles - Page 2

3 steps to a smoother loan application process

Gather essential documents, comprehend the five C’s of credit and be proactive in submitting complete paperwork for a smoother and quicker loan application process.

January 13, 2024

Miguel Villafana

To obtain a loan, your application must be approved by an underwriter – a specialist who examines your finances. To obtain capital on favorable terms, it’s helpful to understand what underwriters are looking for and take action to accelerate the underwriting process.

Dairy real estate values: Navigating trends and turbulence for financial success

Appraised values rebounded in 2023 with a 22% surge in value compared to 2022. Rising construction costs elevated per-stall values, while land values near dairy facilities have consistently risen due to competition within the industry and due to external factors.

January 5, 2024

Jay Retzer

In the realm of capital and collateral, the appraised value of dairy real estate, including specialized facilities, takes on great importance.

A banker’s perspective for farming operations

For our ag operations to be successful and sustainable well into the future, we need to understand our resources.

December 7, 2023

Rebecca Kern-Lunbery

What does a bank and a commercial laboratory have in common with your cattle operation? The answer is family values. Dr. Ray Ward founded Ward Laboratories Inc. on honesty, integrity and the vision to rebuild and support rural communities.

Economic update: A matter of interest

With borrowing rates rising, so has the interest in the impact on agricultural producers.

August 4, 2023

Dave Natzke

Farm lending activity at commercial banks slowed through the first half of 2023 as interest rates continued to push higher.

What cattle producers should prioritize in an inflationary market

Inflation and interest rate increases are raising expenses and requiring producers to obtain more credit. To safeguard their finances, producers should use suitable loan terms, mitigate price risk and assess their risk tolerance.

July 14, 2023

Josh Davis and Boston Howe

As record-breaking inflation continues to make headlines, few consumers or industries aren’t feeling the impact of higher prices and interest rates. But even during times of incredible market volatility, producers can mitigate their risk and create staying power for the future.

4 tips for ranch families on managing a household budget

March 2, 2023

Kalyn Waters

For ranching families, it is common for their household expenditures to be included in their operating budget and loan. With that, household budgets need to be managed differently for ranch families than for families who don’t utilize operating loans.

[Podcast] Budgeting tips with DeDe Jones, and the best and worst Christmas songs

December 1, 2022

In this episode, Editor Carrie Veselka discusses budgeting tips and financial habits for the new year with DeDe Jones from Texas A&M University. Also, Carrie, David Cooper, Cassidy Woolsey, and Paul and Tyrell Marchant preview the December issue of Progressive Cattle and duke out the best and worst Christmas songs of all time.

When it is time to sell your production, remember you are driving the bus

June 17, 2022

John Blanchfield and Heather Malcolm

Editor’s note: John and Heather are not providing legal advice. They are sharing what they have learned from their years as bankers working with farmers and ranchers. This spring, the ag press has been filled with breathless articles about the future direction of commodity prices.

PPP loan updates for farmers and ranchers

February 24, 2021

Paul Neiffer and Brandt Self

The Small Business Administration (SBA) issued two new interim final rules (IFR) on Jan. 7 and for the first time finally addressing Paycheck Protection Program (PPP) loans for farmers and ranchers.

Alternative land loans meet the financing needs of cattle operations across the U.S.

January 15, 2020

Brian Philpot

There are many factors that go into running a profitable farming operation. In an industry that faces several influencing factors such as new technology, government regulations, climate change, commodity pricing and tariffs, the potential impact on your operation’s bottom line is high.

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Articles Tagged with ''loans''

3 steps to a smoother loan application process

Dairy real estate values: Navigating trends and turbulence for financial success

A banker’s perspective for farming operations

Economic update: A matter of interest

What cattle producers should prioritize in an inflationary market

4 tips for ranch families on managing a household budget

[Podcast] Budgeting tips with DeDe Jones, and the best and worst Christmas songs

When it is time to sell your production, remember you are driving the bus

PPP loan updates for farmers and ranchers

Alternative land loans meet the financing needs of cattle operations across the U.S.

New Hires: Joe Macedo

Biochar-ging the soil

Stockpiling native warm-season grasses for the fall forage gap

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